AIG Voluntary Employee Benefits Program

 

✔ Provide benefits to employees with no cost 

✔  To supplement the basic benefits program by additional protections 

✔ One convenient plan to cover for all employee segments in different life stages

✔ Waiver of administrative work in arranging benefits to staff 

Learn more about the risks facing companies today and tomorrow in our KNOWLEDGE & INSIGHTS CENTRE.

AIG Voluntary Employee Benefits Program Overview

AIG's Voluntary Employee Benefits Program is a benefit plan arranged by the employer for employees to top up Personal Accident, Critical Illness and Daily Hospital Income insurance coverages for the well-being of themselves and their families at a discounted premium. The company can provide employees with a more comprehensive benefits plan at no cost to strengthen the company's competitiveness. We will work with the company’s Human Resources Department to customize publicity and promotional activities in order to enhance employees’ engagement.

Lump-sum cash payout

A lump-sum cash payout with no usage restrictions, providing freedom in use!

Coverage for the entire family

Your family members, including spouses, children, and parents/parents-in-law, can be extended to be insured, benefiting the whole family!

Personalized protection

A flexible plan with benefits customizable accordingly to individual needs and budget.

Affordable premium

Premium charge based on entry age and payment by monthly payment mode. Enjoy protection with premium as low as HK$1.2 per day.

Portable after retirement or resignation

All benefits are portable even with termination of employment or after retirement, to ensure continuous coverage for you and your family! 

No medical examination

Only simple health declaration is required and no health check is pre-requisite to application

24-hour worldwide cover

This program provides 24/7 worldwide coverage not only during working hours but also when you are on business trips or traveling.

Supplementary Health Insurance vs Traditional Medical Insurance

Personal Accident / Critical Illness / Hospital Cash Cover

  • A lump-sum cash payout in which you have the flexibility on where to spend

  • Pays for additional expenses other than your medical bill

  • Support your daily life expenses during the period of recovery 

  • Maintain your quality of life when you are unable to work 

vs

Traditional Medical Insurance

  • Reimburses for your medical bills

  • Reimburses your hospital and surgical expenses

What are the advantages of AIG's Voluntary Employee Benefits Program?

Benefits to Employer

Benefits to Employees

Provide benefits to employees in the event of sickness or injury with no cost Health protection against non-medical expenses in case of misfortunate event 
Attract new talents and retain staff with an improved employee satisfaction and sense of belonging Peace of mind from unexpected financial stress
Increase productivity by supporting staff to resume to work earlier by minimizing the financial impact  Supplementary protection to traditional medical insurance cover   
Improve engagement by empowering staff in personalizing the benefits according to their own needs and budget  Affordable premium with group rate arranged by the employer
Differentiator as a pro-active employer who considers the well-being of staff and their family members a key priority Flexibility to tailor the benefits according to own needs and budget
Ease of administration with waiver in handling enrolment and staff movement Vetted benefit plans with confidence as endorsed by the employer 

What kind of companies should consider arranging AIG’s Voluntary Employee Benefits Program?  

  • Any SMEs with 5 or more employees, as well as large enterprises or organizations 
  • Any entities who want to provide employees with comprehensive employee benefits to staff with limited budget   
  • Any entities who have arranged traditional benefits such as medical insurance for employees but seeking additional protections to comprehend the benefit program  

 

For any inquiries, you may contact AIG’s Customer Service Hotline at 852 3666 7019 (Weekdays 9:00 am to 5:30 pm, except public holidays) or via email at cs.hk@aig.com.

The information given above is for reference only, please request for the relevant policy contract to understand the terms, conditions and exclusions of the coverage or indemnity.

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