*This is for reference only. For details of coverage, terms, conditions and exclusions, please refer to the policy wording.
** ”Family Coverage” includes the insured, spouse, and all unmarried dependent children aged between 6 months and 21, or up to 25 for full-time student. Our Senior Care Protection Plan can provide cover for your parents.
*The above information is for reference only. For the full benefit table, please refer to our policy wording ( personal accident / daily hospital income cover / critical illness / senior care protection plan / optional CIS cover / optional China Assist Card Service).
For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any inconsistency between the English and Chinese versions of any of the above details, the English version shall prevail.
Insured: Tony Lam (Anonym)
Age: 48
Insured: Fiona Lai (Anonym)
Age: 16
Insured: Brandon Wong (Anonym)
Age: 58
Fill the claim form
Prepare required supporting documents / proof
Submit claim form and supporting documents in 30 days*
Review Claims & Approval
Claims Settlement
Insured and spouse: Aged 18 – 65 (you can renew policy till age 69);
All unmarried and unemployed children): Aged 6 months – 21 (policy renewable till age 25 for full-time students)
Optional Senior Care Protection Plan
Aged 45 – 75 (you can renew policy till age 85)
Voluntary Employee Benefit Program provides a lump sum cash payment if you suffer an accident that leads to death, disability or dismemberment.
The compensation can be used at your choice to pay for your treatments, provide financial support during recovery, or help your family. This product also provides accidental medical expenses benefit which reimburses you for the injury sustained through an accident.
You will not be covered under this insurance if your job or the nature of your job is one of the following excluded classes: blaster, jockey, detective, stuntman, stevedore, fisherman, driver (cross-border between Hong Kong and Mainland China), test pilot, circus trainer, aerial worker, caisson worker, lift technician, building wrecker, driller-underground, wild animal trainer, secret service agent, container crane operator, construction site worker, dynamite/explosive operator and government/state disciplinary forces.
Voluntary Employee Benefit Program is a flexible and affordable insurance product. You pay the premium monthly, instead of on a yearly basis.
Making a claim is easy. You only need to fill the claim form and submit it along with required documents within 30 days following an incident. We will review and settle your case as soon as we can.
We cover for 47 different serious illnesses. You can see our full list of coverage here.
Yes, our cover is 24-hour worldwide.
The above is for reference only and does not form part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. AIG Insurance Hong Kong Ltd. reserves right of final approval and decision.
(The English version shall prevail in case of inconsistency between the English and Chinese versions).
