AIG Car Insurance

Having purchased your beloved car, whether it's a used car or a brand new one, the most important thing is to have secured comprehensive car insurance that protects your vehicle, yourself, and third-party liability. 

AIG auto insurance is the ultimate choice for protecting your vehicle. With our online inquiry, you can obtain instant quotes and buy the best plan in just a few steps! Drive with confidence, knowing that your car is comprehensively covered!

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Comprehensive Coverages

  • Own damage protection
  • Cashless Windscreen Repairing Services^
  • Loss of car keys
  • NIL depreciation on spare parts if the car less than 3 years old
  • 7-day rental car

 

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Owner and Third-party Coverage

  • Medical expenses
  • Third-party property damage & bodily injury

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24/7 Emergency Assistance

  • 24-Hour roadside assistance
  • Unlimited number of emergency towing services (for Comprehensive plan)

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Discount

  • No Claim Discount (NCD) Protector
  • New for old Cover in Year 1
  • Exclusive Upgrade - Road accident cover for you and your family

Provide different vehicle models for an instant quotation!

Updated 127 new vehicle models for quotation! AIG provides instant quotes for both electric and petrol vehicles!

Newly added vehicle models include:

  • BYD electric vehicles
  • BMW i Series models
  • Mercedes-Benz EQE Series models, etc.

 

Key Features of AIG Comprehensive Auto Insurance Plan

  • Medical Expenses
  • Third-party property damage - up to HK$2,000,000

  • Third-party bodily injury - up to HK$100,000,000

  • Instant quote and receive the full set of policy documents 15 minutes after payment success

  • No deduction of depreciation for claims reimbursement of spare parts for vehicles less than 3 years old

  • 24-hrs roadside assistance and unlimited emergency towing service

  • No-claim discount (NCD) protection - up to HK$50,000 or 15% of sum insured, whichever is the less

  • Loss of car keys - up to HK$2,000

  • One-stop windscreen protection and cashless repairing services

    ^This is up to policy sub-limit.

*The above information is for reference only. Please refer to the policy documents for detailed terms and conditions and exclusions or click Buy Now

One-Stop Repair & Claim Service for Windscreen Damage

If there is windscreen damage, you can simply send your vehicle to AIG’s authorized garage. We provide a genuine one-stop repair and claim solution to customers at our authorized garage.

You can enjoy cashless repair^ and a free 1-year warranty*, our authorized garage will report a claim for you when the repair work is complete. More to that, you can arrange door-to-door repair service to fit your schedule.

Click here to access the list of authorized key point garages.

Enjoy One-Stop Repair & Claim Service for Windscreen Damage with our Comprehensive Plan

^This is up to policy sub-limit.

*1-year free warranty in respect of water leakage, seepage, defects and/or defective workmanship begins from the date of completion of service as stated on the Motor Satisfaction Note. 

Add on personal accident cover for HK$255/year only!

Whether you are a new driver on the road, or you are looking for upgraded protection for road accidents, this personal accident add-on is an excellent option for you and your family. 

We provide one-off cash and daily hospital cash for you as a driver of a private car and while you travel by public transportation including taxi. Personal accident coverage extends to your family members when they drive or travel with the Insured Car, with protection up to HK$600,000! 

Protect yourself and your loved ones from road accidents by adding this coverage today!

AIG Auto Insurance covers accidents happen on public transportation or in private car with up to HK$200K sum insured
AIG Auto Insurance covers your family members when accidents happen on the insured car with up to HK$400K sum insured

Plan Coverage

AIG provides 2 different plans: AIG Third-Party Only Auto Insurance and AIG Comprehensive Auto Insurance, for car owners with different purposes.

The AIG Third Party Only Insurance Plan covers accidental damage to third-party property or bodily injury. Whereas AIG Comprehensive Insurance Plan not only protects against accidental damage to others’ property or bodily injuries, but also covers accidental damage to your own vehicle.

Submit Car Insurance Claims Online

Submit Car Insurance Claims Online

You can submit car insurance claims online anytime anywhere. Our quick and easy to use online insurance claim process takes away the added stress of filling out forms.

If you have a claim please click the button below  to start the process.

*For Private Auto and Motor Cycle Insurance Only.

AIG completes the entire insurance process in around 17 minutes

Why AIG?

We know you’re busy. That’s why our online car insurance quoting and policy approval system takes you from start to be insured in the same amount of time it takes to get from Kennedy Town to Central on the MTR: 10 seconds to receive your quote online and compare auto insurance plans; 2 minutes to enter the necessary personal information and pay for your policy; 15 minutes to receive your electronic policy documents in your personal email inbox. That’s it!  

AIG aims to be your most trusted and valued insurance provider, empowering clients with our risk expertise and financial stability.

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