*The promotion offer is subject to Terms and Conditions, please click here for further information.
Provide different vehicle models for an instant quotation!
Updated 127 new vehicle models for quotation! AIG provides instant quotes for both electric and petrol vehicles!
Newly added vehicle models include:
- BYD electric vehicles
- BMW i Series models
- Mercedes-Benz EQE Series models, etc.
Key Features of AIG Comprehensive Auto Insurance Plan
- Medical Expenses
Third-party property damage - up to HK$2,000,000
Third-party bodily injury - up to HK$100,000,000
Instant quote and receive the full set of policy documents 15 minutes after payment success
No deduction of depreciation for claims reimbursement of spare parts for vehicles less than 3 years old
24-hrs roadside assistance and unlimited emergency towing service
No-claim discount (NCD) protection - up to HK$50,000 or 15% of sum insured, whichever is the less
Loss of car keys - up to HK$2,000
One-stop windscreen protection and cashless repairing services
^This is up to policy sub-limit.
*The above information is for reference only. Please refer to the policy documents for detailed terms and conditions and exclusions or click Buy Now.
^This is up to policy sub-limit.
*1-year free warranty in respect of water leakage, seepage, defects and/or defective workmanship begins from the date of completion of service as stated on the Motor Satisfaction Note.
| Coverage |
Third-party Only insurance |
Comprehensive insurance |
| Maximum Limit (HK$) | ||
| Third Party Property Damage |
$2,000,000 |
$2,000,000 |
| Third Party Bodily Injury |
$100,000,000 |
$100,000,000 |
| Own Damage | X | Up to sum insured |
| Medical Expenses |
X | $2,000
|
| New for old Cover in Year 1 | X |  |
| Rental Car: 7 Days |
X | $500 / Day |
| Windscreen Protection |
X |
|
| No Claim Discount Protection |
X |
$50,000 or 15% of sum insured, whichever is the less |
| 24 Hour Roadside Assistance |
X |
|
| Loss of Car Keys |
X |
$2,000 |
| Nil Depreciation On Spare Parts (Vehicle age less than 3 years) |
X |
|
Third-party only policies cover damage to others as the result of an accident that was deemed your fault. Any damage to your own car is not covered under this policy. Comprehensive coverage provides you with coverage for damage to your car and your liability against others.
Different policies are designed for different uses of the vehicle.
If you have a private car policy, your vehicle can only be used for domestic and leisure purposes, and this policy is available online.
Please note that AIG currently does not accept insurance applications for commercial or business vehicles.
In our online quoting system, the excess will be listed based on applicant information and vehicle information. For full details, please refer to your policy schedule and terms and conditions.
If you require emergency assistance, please contact the AIG Emergency Hotline on 3122-2390, which is available 24 hours a day.
As a Comprehensive policyholder, you can utilize the breakdown and towing service as well as flat tyre and battery assistance.
As a Third-Party policyholder, we will provide you with 24-hour advisory services, including referral to an emergency services provider.
Drivers aged below 25 or with less than 2 years of driving experience are only eligible to purchase an AIG comprehensive car insurance plan. For Third-Party Only plan, the applicants or named drivers are required to be aged between 35 and 65 and have at least 2 years of driving experience.
When no claim is made or arises under an Auto Policy during any of the periods of insurance specified below, the NCB (No Claims Benefits)/ NCD (No Claims Discount) will be applied to next year’s renewal premium:
| Period of Insurance | Discount |
| One Year |
20% |
| 2 consecutive years | 30% |
| 3 consecutive years | 40% |
| 4 consecutive years | 50% |
| 5 or more consecutive years | 60% |
Our contact centre can assist in making changes to your policy.
If you wish to cancel your policy before inception, please note there will be an administration fee of HK$300.
You can click here to purchase Auto Insurance online.
If you cannot find your vehicle model on our online platform, please contact customer service via 3666 7033, (Mondays to Fridays, 9:00am – 5:30pm, except Saturdays, Sundays and Public Holidays) or via an email (cs.hk@aig.com).
Unfortunately, we do not provide such coverage currently.
Regrettably, the name of the policyholder cannot be changed. If your name has been legally altered, please email the following information and documents to cs.hk@aig.com for further processing:
- Policy No.;
- Policyholder's English name;
- Copy of the newly issued Hong Kong Identity Card;
- Copy of the newly issued valid Hong Kong driving license;
- Copy of the deed poll;
- Copy of the newly issued vehicle registration document
- Original insurance certificate (if applicable).
If your vehicle registration mark has been changed, please email the following information and documents to cs.hk@aig.com for further processing:
- Policy No.;
- Policyholder's English name;
- Copy of the newly issued vehicle registration document;
- Original insurance certificate (if applicable)
If your vehicle model or year of manufacture is not available for a quote on our official website, you can complete the quote application form and email it to cs.hk@aig.com for further processing or contact our customer service hotline at 3666 7033. (Mondays to Fridays, 9:00am – 5:30pm, except Saturdays, Sundays and Public Holidays)
Generally, a maximum of three named drivers can be added to an auto insurance policy. The drivers must be between the ages of 25 and 65 and have at least two years of relevant driving experience. Additionally, they should have no traffic accidents, insurance claims, suspensions, deductions of more than 8 points, or convictions for careless driving in the past three years. Please note that for comprehensive coverage, if the driver is under 28 years old or has less than two years of driving experience, an additional premium will be charged.
